2025 Qualified Retirement Plan Limits
Modest increases to Qualified Retirement Plan Limits were announced by the Internal Revenue Service (IRS) for 2025
.svg)
In its recent announcement, the IRS unveiled the 2025 cost-of-living adjustments affecting various dollar limitations applicable to qualified retirement plans and other benefit programs. Simultaneously, the Social Security Administration (SSA) disclosed its own adjustments for the year 2025. Notably, numerous dollar limits, such as the elective deferral contribution limit for 401(k), 403(b), and 457(b) plans, the annual compensation limit under 401(a)(17), and the maximum annual contribution limit pursuant to Code Section 415(c).
See table for new limits for 2025:
-min.png)
Subscribe to our Retirement Roadmap Newsletter
Retirement isn’t just a destination. It’s a journey, and we’re here to help you. Our newsletter delivers succinct and timely tips, reviewed by Financial Advisors, to help you navigate the path to financial independence.